The Social Security Administration (SSA) will issue the second spherical of payments for the month of February this coming Monday, February three. This consists of payments to retirees, survivors, and those receiving Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
Some beneficiaries already received early bills on Friday, January 31, but the SSA will hold dispensing those bills on Monday, February three, with a median quantity of round $2,000. Let’s try to determine out the info of this price and who is eligible.
What is the average amount of a Social Security payment each month?

Due to the cost-of-living adjustment (COLA) for 2025, Social Security benefits have increased by 2.5% this year. This means that:
- The average monthly payment for retirees has increased from $1,927 to $1,976.
- Disability benefits have increased from $1,542 to $1,580.
Additionally, the maximum federal SSI monthly payments are now as follows:
- $967 for an eligible individual
- $1,450 for an eligible couple
- $484 for an essential person (a caregiver or dependent who needs extra help)
While not directly tied to the COLA increase, the maximum Social Security retirement benefits for 2025 are as follows, depending on what age you begin receiving benefits:
Age | Maximum Monthly Benefit |
---|---|
Age 62 | Up to $2,831 |
Age 65 | Up to $3,374 |
Age 66 | Up to $3,795 |
Age 67 | Up to $4,043 |
Age 70 or older | Up to $5,108 |
- The more income you have earned and the earlier you begin receiving benefits, the more money you can receive.
Who will get a $2,000 Social Security payment on February 3?
The SSA began issuing the first payment of the month of February on Friday, January 31, for SSI recipients. Since February 1 was on a Saturday, the payment was issued a day early.
Now, the SSA will send out more payments on Monday, February 3, including to people who began receiving benefits before May 1997.
Other beneficiaries will receive payments on Wednesdays throughout the month of February based on their birthday. Also, at the end of the month, March’s SSI payment will be issued in advance.
Full Social Security payment schedule for February 2025
Here’s a breakdown of the payment schedule for the month of February:
Date | Beneficiaries |
---|---|
Monday, February 3 | Recipients who began receiving payments before May 1997 |
Wednesday, February 12 | Beneficiaries born between the 1st and 10th of the month |
Wednesday, February 19 | Beneficiaries born between the 11th and 20th of the month |
Wednesday, February 26 | Beneficiaries born between the 21st and 31st of the month |
Friday, February 28 | SSI beneficiaries (March payment issued early) |
- Payments will be issued on February 3.
- After that, the rest of the payments will be received by beneficiaries every Wednesday based on their birth date.
- March’s SSI payments will be issued in advance on February 29.
What to do if your payment is late?

If you are waiting on a Social Security or SSI price and it hasn’t arrived via the due date, the SSA recommends that you wait as a minimum three commercial enterprise days. Usually, payments are deposited immediately into bank debts, however if you acquire charge inside the form of a take a look at, the shipping time can also range.
For extra records approximately this, you may go to the reputable internet site of the Social Security Administration or test the charge repute with the aid of going on your “My Social Security” account.
The Social Security Administration is delivering the February month’s payments on time, including the $2,000 payments on February 3. Due to the 2.5% COLA increase, recipients will get higher payments this year. Make sure you check the payment schedule and wait for a few business days if the payment is delayed. Always stay up to date through your “My Social Security” account so that you get the correct information about the payment status.
FAQs
Who qualifies for Social Security payments?
U.S. citizens or legal residents aged 62+ with sufficient work history are eligible for Social Security benefits, based on their lifetime earnings and contributions to Social Security.
How are Social Security benefits calculated?
Social Security benefits are based on your highest 35 years of earnings, with adjustments for inflation. The Social Security Administration uses this to determine your monthly payment amount.
When are Social Security payments issued?
Social Security payments are typically issued on the second, third, or fourth Wednesday of each month, depending on your birth date. Specific dates vary.